Debts owed by individuals or companies

Debts owed by individuals or companies

If you are a company, investor or expatriate in the Sultanate of Oman and someone owes you money, working with a debt collection lawyer in Oman gives you a structured, lawful route to recovery. Dr. Abdullah Al Rashdi Office, Advocates and Legal Consultants is based in Al Khuwair, Muscat, and acts for individuals and companies across Oman.

Unlike a traditional debt collection company, we are a licensed law firm. That means we can negotiate first and, where needed, take the matter to court and follow the judgment through to enforcement, drawing on over 20 years of experience.

When do you need a debt recovery lawyer?

  • A customer or trading partner has not paid invoices that are well past their due date.
  • You hold a cheque that was returned unpaid by the bank.
  • You lent money to an individual and they refuse to repay it.
  • You are a contractor or supplier and have not been paid for work or goods delivered.
  • The debtor is delaying, has changed address, or may dispose of assets before paying.
  • Your company has a backlog of receivables that needs a proper recovery plan.

How we help with debt recovery in Muscat

  • Case assessment: we review your contracts, invoices, cheques and correspondence and tell you honestly how strong your claim is.
  • Amicable settlement: a formal legal notice to the debtor, followed by negotiation towards full payment or a binding written instalment plan.
  • Court proceedings: preparing and filing the appropriate claim before the competent Primary Court, and representing you on appeal where required.
  • Protective measures: applying for the measures the law allows to protect your position, such as a precautionary attachment of the debtor's assets, where the conditions are met.
  • Enforcement: following the judgment through the enforcement process until the money is collected, through our judgment enforcement service.
  • Corporate receivables: handling portfolios of unpaid invoices for companies at reasonable cost, with regular status updates.
  • Advice to debtors: we also advise debtors who want to settle their obligations in an orderly, lawful way.

We take on the burden of collection on your behalf, aiming to recover what you are owed as quickly and cost-effectively as possible. For a practical overview, read our guide How to recover your money.

How we work with you

  1. First contact: send us a short summary of the debt and the debtor by WhatsApp or phone.
  2. Document review: we assess your evidence and explain your options in plain English.
  3. Engagement: we agree the scope of work and fees in writing, and you sign a power of attorney.
  4. Demand and negotiation: we issue the legal notice and negotiate, recording any payment agreement in writing.
  5. Litigation: if settlement fails, we start proceedings under the Civil and Commercial Procedure Code.
  6. Enforcement and collection: we pursue enforcement until the judgment sum reaches you, keeping you informed at every stage.

Documents to prepare

  • The contract or agreement with the debtor, if any.
  • Invoices, purchase orders and delivery notes.
  • Original cheques and the bank's return memo.
  • Statements of account and bank transfer records.
  • Emails, letters or WhatsApp messages in which the debtor acknowledges the debt.
  • The debtor's details: name, ID or commercial registration number, and address.

How much weight each document carries is governed by the Law of Evidence in Civil and Commercial Transactions, so we review your file with you before taking any step.

Frequently asked questions

Should I use a law firm or a debt collection company in Oman?

A collection agency can usually only chase and negotiate. A law firm can do that and also file a claim, appear in court and pursue enforcement, so your file stays with one team from start to finish.

Can I recover unpaid invoices in Oman without going to court?

Often, yes. A formal legal notice and structured negotiation lead many debtors to pay or agree a schedule. We recommend amicable settlement first where it is realistic, as it is usually faster and cheaper.

I am based outside Oman. Can you act for me?

Yes. Much of the work can be handled remotely, provided a valid power of attorney is in place. We will explain the formalities that apply to documents signed abroad.

Is there a time limit for claiming a debt?

Yes. Omani law sets limitation periods after which certain claims can no longer be brought, and they vary with the type of debt and transaction. Do not wait; ask us which period applies to your case.

How long does debt recovery take?

It depends on the debtor's cooperation, the strength of the documents, the stages of litigation and enforcement. No lawyer can promise a timeframe or an outcome, but we keep you updated throughout.

If you are owed money in Oman, do not let it sit. Contact our office in Al Khuwair, Muscat on WhatsApp or call +968 9200 0841, send us a summary of the debt, and we will review your position and recommend the most suitable route to recovery.